Available Account Sizes — 1 Step
Choose the account size that fits your strategy. Larger sizes pay larger payouts at the same percentage targets. Funded accounts are awarded automatically upon passing.
Profit TargetHow is the 9% profit target measured?
The 9% profit target is calculated against your starting balance — not a moving high-water mark. Once you close trades with cumulative profit equal to or above 9% of the initial balance, you've passed and your funded account is issued.
Max DrawdownHow does the 6% maximum drawdown work?
Maximum drawdown is static — it locks at 6% below your starting balance and never trails up, even as your account grows. As long as your equity stays above that fixed threshold, you continue trading.
Daily LossWhat counts toward the 4% daily loss?
The daily loss limit caps the maximum your account can drop within a single trading day. It's calculated against the greater of the prior day's closing balance or closing equity, then resets every 24 hours at the start of the new session.
This includes both realized and unrealized losses — open positions in red count too. If you close out flat with no open trades at session end, the limit resets cleanly the next day.
InactivityWhat happens if I don't trade for a while?
You have 30 calendar days from your last trade to place a new position. If 30 days pass without any trading activity, the account is closed for inactivity. This applies to both the challenge phase and the funded phase.
Even one trade — open, close, no PNL required — resets the clock. We just need to see you're alive.
News TradingAm I allowed to trade during news events?
Yes — news trading is allowed on every ZZL account. You can hold positions through any news event, and you can trade the move. The only standard-account restriction: positions opened inside the 3 minutes before or after a major scheduled release (rate decisions, NFP, CPI, FOMC) may be reviewed. That is the entire rule — no hidden slippage clauses, no P&L clawbacks outside that window.
The Pro Pack add-on removes even that window. With Pro Pack, news trading is unrestricted at all times.
Weekend HoldCan I hold positions over the weekend?
Crypto: yes, always — the market runs 24/7 and so do you. Standard accounts close non-crypto positions by 3:45 PM EST on Friday; anything left open is auto-closed at market. This is a soft action, never a breach — you keep trading Monday.
The Pro Pack add-on enables weekend holding across every instrument, including forex, metals, indices and stocks.
StrategiesAre EAs, algos, and copy trading allowed?
Standard accounts allow manual trading and personal automated strategies you control. EAs and algos require the Pro Pack add-on for full clearance.
Not allowed in any case: signal services, group trading rooms, off-the-shelf "challenge passers", or strategies designed to exploit pricing latency. Copy trading from one of your own accounts to another of your own accounts is fine.
PayoutsWhen can I withdraw from my funded account?
Your first payout request can be made 14 days after your funded account is issued. After that, payouts are on demand — request any time, no monthly cycle, no payout calendar. Each request processes within 48 business hours (Pro Pack requests jump the queue).
Profit split is 80/20 by default (you keep 80%) and rises to 90/10 with the Pro Pack add-on. Payouts are sent in USDC on TRC20 (TRON) or ERC20 (Ethereum) — you save your wallet once in the dashboard.
Your challenge fee comes back too: the full fee you paid is automatically added on top of your first payout. Pass, withdraw once, and your challenge was free.
ConsistencyThe consistency rule on payouts
So that funded payouts reflect steady, repeatable trading rather than one lucky day, every funded account has a consistency rule, checked at payout: your single best trading day must be no more than 25% of your total profit on Instant and Premium Instant accounts, or 30% on 1/2/3-step accounts.
It does not apply during the evaluation/challenge phase — only when you withdraw from a funded account. If your best day is above the limit, just keep trading to spread your profit across more days, then request again. Nothing is lost; the funds stay in your balance.
Payout eligibilityMinimum days, hold-time & withdrawal caps
Minimum trading days: at least 3 trading days on the funded account before your first payout.
Hold-time (anti-scalp): profit from trades held under 3 minutes does not count toward withdrawals, and 3-10 minutes counts at 1%; trades held over 10 minutes count in full. Losses always count in full. This blocks latency and scalp exploits — normal trading is unaffected.
Withdrawal size: your first three payouts are capped at 5%, then 10%, then 20% of your account size; after that, withdrawals are unlimited. Minimum payout is $200.
All of these are checked automatically at payout, and if a request can't be released yet you get the exact reason in plain language.
Fee RefundDo I get my challenge fee back?
Yes — 100% of it, automatically. When you request your first payout from a funded account, the system adds your full challenge fee on top of the amount you withdraw. No form, no support ticket, no minimum profit beyond the normal $200 payout minimum.
ScalingHow does the ZZL Scaling Plan work?
Funded accounts grow with you. Every 3 clean payouts (payouts with no rule breaches between them), our risk desk boosts your capital:
3 payouts → +25% capital · 6 payouts → +50% total · 9 payouts → 2x your account. The ladder repeats every 3 payouts after that, with a total allocation path up to $1M+. Drawdown limits are recalculated on the new size, your split never goes down, and there is never a fee or a re-evaluation.
EligibilityCan US residents trade with ZZL?
No — ZZL is not available to US persons or residents. ZZL operates as a non-US service and does not offer accounts, evaluations, rewards, points, or the ZZL token to anyone in the United States or its territories, the United Arab Emirates, or sanctioned jurisdictions. By registering you confirm you are not a US person and are not located in a restricted jurisdiction.
Available Account Sizes — 2 Step
The most popular path. Two phases, lower per-phase targets, more flexibility. Starts at just $5K for entry traders.
PhasesHow does the two-phase evaluation work?
Phase 1 requires an 8% profit target. Once hit, you advance to Phase 2 with a fresh balance and a 6% target. Pass both and your funded account is issued within 24–48 business hours.
There is no time limit on either phase. The 9% maximum drawdown applies throughout. The 4% daily loss applies separately on each phase.
DrawdownHow is the 9% maximum drawdown calculated?
The 9% maximum drawdown is static — locked at 9% below your phase starting balance. It does not trail your account as profits grow.
Daily LossSame daily loss rules as 1-Step?
Yes — 4% maximum daily loss, calculated against the greater of prior-day closing balance or closing equity. Resets daily at session open. Includes both realized and unrealized P&L on open trades.
Inactivity30-day inactivity rule on 2-step?
Yes — 30 days from your most recent trade, both phases and funded accounts. Place one trade in 30 days to keep the clock fresh.
Add-OnsWhat does the Pro Pack add on 2-step?
The Pro Pack add-on costs +20% on top of your discounted price and unlocks: 90% profit split (up from 80%), on-demand priority payouts, weekend holding allowed, news trading enabled, EAs and algos allowed. It's the same flat upgrade across all challenge types, and anyone can add it to any account.
PayoutsPayout timing for 2-step funded accounts
First payout: requestable 14 days after the funded account is issued. After that — on demand, no monthly cycle, 48-hour processing window. Profit split applies as 80/20 standard or 90/10 with Pro Pack, and your full challenge fee is refunded on top of your first payout.
Available Account Sizes — 3 Step
Maximum flexibility, lowest per-phase target. Three smaller phases at 6% each — ideal for scalpers and traders who prefer modest, repeatable gains.
StructureWhy three phases? Isn't that harder?
Three phases let us run the lowest single-phase target (6% each) and the most generous overall drawdown (10%). For traders who prefer steady, consistent gains over big swings, this is statistically the easiest path to funded.
No time limit on any phase. Pass each at your own pace.
Drawdown10% drawdown — how does it apply?
10% static maximum drawdown, calculated from the starting balance of each phase. Most relaxed of all our challenge types — gives plenty of room for grind strategies and conservative risk management.
Daily LossDaily loss rules on 3-step
Same 4% daily loss as other types. Resets at session open. Realized + unrealized P&L both counted.
Add-OnsIs Pro Pack available on 3-step?
Yes — Pro Pack is +20% on 3-step too. Same benefits: 90% profit split, weekend holding, news trading, EA & algo clearance.
Available Account Sizes — Instant Funded
Skip the challenge entirely. Pay one fee, get a live funded account immediately. From a $5K entry to the $200K maximum. You can run up to 10 active Instant funded accounts at one time on a trader profile — closed or breached accounts no longer count, and step accounts have no limit.
How It WorksWhat does "Instant Funded" actually mean?
No challenge phase. Pay the one-time fee, and credentials for a live funded account are emailed to you within minutes of payment confirmation. Start trading the same day.
Note that risk parameters are slightly tighter than challenged accounts (3% daily, 6% drawdown) because you skipped the evaluation. The trade-off is speed and simplicity.
DrawdownHow is 6% drawdown enforced on Instant?
Static 6% from your starting balance. Doesn't trail. Same rules as 1-Step drawdown — your wins don't get held against you.
Daily LossWhy is daily loss tighter at 3%?
Because you didn't go through an evaluation, daily risk is dialed down a notch. Same calculation method as other types — calculated off prior session close balance or equity, whichever is higher.
PayoutsFirst payout on Instant?
First payout requestable 14 days after the account is issued. After that — on demand. 48-hour processing. Standard 80/20 split, or 90/10 with Pro Pack.
Add-OnsPro Pack on Instant accounts
The Pro Pack is not offered on Instant accounts — Instant already skips the evaluation, which is the biggest unlock on the site. Instant accounts run the standard 80/20 split with crypto holding 24/7. If you want the 90% split and on-demand payouts, pair a regular challenge with the Pro Pack.